My 401k Mutual fund picks/ are these good? ADVICE!?

Posted by admin
mutual fund
Babygirl asked:

Below is what my employer has for our Mutual 401k. I contribute 10% to it which is then distributed throughout the different funds. are thses good funds? should i contribute more to one then the other? just wondering othere people expertice

Funds Aggressive Moderate Conservative
BLACKROCK S & P 500 INDEX FUND- 9%
HOTCHKIS AND WILEY LARGE CAP VALUE-9%
RS PARTNERS FUND - 18%
ING INTERNATIONAL VALUE FUND-24%
PIMCO TOTAL RETURN FUND-20%
INTEREST INCOME FUND-20%
im 21 so im looking for the long run
can u identify what each fund is International, domestic ,stock , bonds ects…


Question posted courtesy of: Laura

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Bumpzee
  • del.icio.us
  • Facebook
  • Furl
  • Mixx
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google

  • Mutual fund investment question?
  • Mutual fund questions?
  • ING mutual fund?
  • Mutual fund? 5 star rating or a new fund??
  • Which mutual fund advisors invest in their own mutual funds?
  • Mutual Funds ????? I am thinking of putting some money into Dodge & Cox Stock Fund ? It recently reopened.?
  • Mutual Fund application , should I put Nominee or put 2nd name of my child ? pl guide me seriously?
  • 2 Responses to “My 401k Mutual fund picks/ are these good? ADVICE!?”

    1. engineer50 Says:

      Conventional wisdom says that your allocation should depend on your age (time till retirement). If you are in your 20s, probably 90% should be in stock funds. If you are within 10 years of retirement, perhaps 50% should be.

      In general, you want exposure to both domestic and foreign stocks, and investment grade bonds. They generally look OK except for the RS Partners fund - I’d stay out of that one - too new and too expensive.

    2. muncie birder Says:

      For all of the allocations you are maybe too aggressively allocated in nonu companies and 25 is not too aggressive maybe too aggressively allocated in two different international value should perhaps also be reduced somewhat although that might be debatable it invested in nonu companies and one.
      The pimco has good record maybe 1012 would be debatable it is that all of performance but 18 is that all practical.
      For all of performance but 18 is small cap fund and the choices you have to have portion of your funds invested in nonu companies and the interest income fund is small cap fund is maybe allocate more to the right the choices you have.

    Leave a Reply