Archive for the 'Financial Planning' Category

How do I find out if I have Railroad Retirement fund somewhere?

Saturday, October 15th, 2011
Valhalla Rescue’s Danes & Pi asked:


Back in the late 70’s I worked for a railroad for a few years. From what I understand, RR employee’s don’t pay social security tax, they pay into a railroad retirement fund. The railroad I worked for is now pretty much defunct, so I’m wondering if anybody knows who handles these funds or where I would start to look to see if I have money in there that I can add to my IRA or other retirement funds.

Residential Metal Roofing
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Should i cash in my 11000 retirement to pay off all my bills?

Saturday, October 15th, 2011
kayce s asked:


I am changing jobs to be closer to home but this also mean a cut in pay. Was considering taking out my retirement and paying off my debt so I wont be so strapped. It will take me 2 years to replace that money but I would have a lot less stress. Which is better, keep retirement and stress about bills or pay off bills and rebuild retirement?

Hernia Support Wear
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Is it better to pay off house with funds or invest for retirement?

Thursday, October 13th, 2011
nebkidomaha asked:


I am planning to retire in about 10-12 years and have a windfall from a stock spilt. What are the advantages and disadvantages from paying down my house loan with the funds from the stock spilt or would it be better to invest the money until retirement to take advantage of writing off interest from my mortgage on my income tax? Would buying an investment property be a better solution?

Pay Loan
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How many people here have saved enough for retirement?

Monday, October 10th, 2011
JZ asked:


Have you made a strong effort to invest for your retirement, or are you living just for today? I’ve been saving the max in my companies 401K for 20 years (at the moment I am unemployed) and I’ve been putting money into an IRA and a few other investments just for my retirement. Yet so many of my friends say they have not because they can’t afford it. I say you can’t afford not to. I was just wondering how many people actually think about it.

Low Income Mortgages
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Why do most Americans refuse to save enough money for a comfortable retirement?

Sunday, September 25th, 2011
Williams asked:


Something like 30% of all Americans have no retirement savings AT ALL (they spent everything), and another 30 to 40% of Americans don’t have nearly enough savings to live comfortably during retirement.

Why is this?

Why do so many Americans live so irresponsibly, and refuse to save for their own retirements?

Are they just mentally dumb, or what?

Credit Debt Counseling

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How should i start saving for retirement?

Sunday, September 18th, 2011
d man asked:


I am a 19 year old college student. I realize that by the time I reach 65 social security will be non existent. Thats what happens when are government decides to borrow against it. What is the best way to start saving for retirement. I want to put about 500 aside now, and add at least ten percent each pay check. With CD rates so low, is the best investment an annuity? Roth IRA?

Posture Support Brace
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Why not take from the Senators retirement funds to payback the people’s retirement (SS)govenment took from us?

Saturday, September 17th, 2011
asked:


It is somehow corrupt to take our retirement (otherwise known as social security) and use it for other programs then tell we the people we are out of money for our old age. Why is this never addressed for what it is? You can simply replace what was taken from SS with money from the Sentators retirement fund. We the people pay that as well.

Mortgage Rates Predictions
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What would be a nice retirement gift for my sons Preschool teacher?

Thursday, September 8th, 2011
jandismommie asked:


My sons Preschool teacher will be retiring in January. She was also my teacher when I was in school so I would like to get her something nice. What would be a good retirement gift to give her? Thank You!

College Student Credit Card
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What are the pros and cons of using target retirement funds and otherwise?

Monday, September 5th, 2011
S M asked:


I have heard of target retirement funds, but do they give the best yield and do we still have to re balance the account every few months and manage the account like one would do if it wasn’t a target retirement fund??

Interest Only Loan
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What are the qualifications for retirement?

Tuesday, August 23rd, 2011
spidersam408 asked:


What age and what are the conditions for retirement? Can you work when you are retired for money? What are the rules for the state of California?

Car Prices
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