401K Financial Planning

Robert C asked:

Hello, i am thinking of investing into a friends company that has been setup and been operating for a couple years. I was wondering, how should I invest, such as…

Should I invest as an individual?

or should I invest as a holdings company (which I would have to setup?)

And what are the benefits between the two?

Hopefully someone can suggest and help with my situation.

Thanks in advance.


Question posted courtesy of: Rachel

AMP asked:

I am total new at stock investing and while the market is low right now I want to invest in some stock. Where can i go either online or who can I talk to about investing in a couple shares of stock. keep in mind I have very little money so I want to make the most out of what ever I can invest in. How does it work? What’s the cheapest I can invest in a stock?


Question posted courtesy of: Brad

Jeremy S asked:

Im 21 yrs old and I have managed to save $20,000. I currently have $10,000 in a C.D. that will be mature in a few months. I do live at home and have very few expenses so I do not plan on needing my money in the near future but would still like it to be somewhat easily accessable.

I have always been interested in the stock market and would like to get involved. I would like to invest between $1K-$3K to start.

How do I go about choosing the stock or stocks that are right for me? Should I spend it all on the same company?

When I do decide what stock(s) I want, how do I actually buy them? I am not a big fan of just paying a broker or some other person just to purchase them for me. I work hard for a living and im not paying somebody to sit at a desk.

Do you actually get money while you own the stock or do you just get the profit when you sell them for a gain?

I seen the stock market went up 419 “points” today. What is a point?

Any other advice is appriciated.


Question posted courtesy of: Anita

itguru5354 asked:

Hi. I have a Roth IRA account, which it contains mutual funds only. I would like to find out whether there will be any annual maintenance charge of these funds since it’s in a Roth IRA account for retirement. What about having mutual funds in a regular investment account? How does the annual maintenance charge work? Does the fee get charged by the fund or the broker? How does all these work? Thanks


Question posted courtesy of: Kristin

indiaabroad asked:

I am 81 indian woman husband expired and I am applying for 5 mutual fund of same type and putting each of 5 child’s name as the beneficiary in each mutual fund. When I am no more , each one will get an Mutual fund of equal worth , & at the same time I will not be short of cash if required. But Same procedure 5 times at this age is cumbersome, is there any simple way?


Question posted courtesy of: Rita