401K Financial Planning

koritsi asked:

I don’t know much about stocks, but I just got a Package from HR saying that I’m eligible for stock option for a total of 119 shares of Common stock, par value $1.00 per share. It also says the option price is $9.57 for each share, being 85% of the fair market value of the common stock on the date of grant.
Ok with all that said… does that mean that I earn dividends every so often?
What happens if you decide to quit? Do they take the stock away? Can you keep track of your stock online?
How do you keep track of these things? ANd also..based on the price per shares, I would pay them 119.00 for 119 stocks? Ok Sorry I’m asking so many questions…this is supposed to be just one, lol.


Question posted courtesy of: Melanie

PuzzledGuy asked:

What are the benefits of investing in a hotel. I mean pardon me for being ignorant but I’ve never invested before but I have recently inherited “something” and if I invest in hotels…besides the dividend payments I get, do I get to stay in those hotels or their chains for free? What are the perks? What about airlines? Do I get to fly for free if I invest at a certain level?


Question posted courtesy of: Ashley

tatterhead07 asked:

the hamilton brush company issued 2,500 shares of commom stock worth $100,000.00 total.what is the par value of each share?

A.25.00
B.40.00
C.400.00
D.250.00


Question posted courtesy of: Terri

Mask asked:

i got a project to do with starbucks’s stock price. From 1997 to 2007, but during those year they have 3 split occured in 1999, 2001, 2005. Closing each year is Oct 1. So in Oct 1 1997 the stock price is $5.06. and 1998 price is $4.13. But starbucks have 2-for-1 stock splits in March 1999. And i check the Oct 1, 1999 stock price is $5.99.

My question is that mean i own 2 share and each worth $5.99? so total $11.98?


Question posted courtesy of: Carmen

Josh F asked:

I’m giving my best friend 70k for investing in his business. I’ll be giving him cash. Should I just trust him since I am investing and it isn’t a loan? Or should I get a promissory note for the amount? He guarantees my principle will be returned when I want out of the investment, but at the same time…he is putting up his own money for investing as well. Help!


Question posted courtesy of: Fernando

Allie asked:

We had a stock project in which we were given $10,000 and asked to buy as many stocks as possible from our assigned companies. I was assigned PepsiCo (PEP; I had 154 shares at $64.61 apiece), and I had to observe the stock over time from 2/20-4/11. Today, however, we were given a worksheet (”Stock Project Overview”) with this question:
“Name 3 reasons you believe you lost/gained money. (Refer to current events to support your answers.)”
On day two, the stock gained some money. (The price of the stock went up to $65.02.) However, I noticed that the price started falling after that, and- starting on day four- the price of the stock fell below the original price. It hit its lowest price ($62.16) on 3/13. What current events could explain this? (Incidentally, the price fluctuated after that. On the final day, the stock was worth $63.21 apiece, and it had gone higher then that on previous dates.)


Question posted courtesy of: Randy