Limebird asked:

Hi folks. Please help with advise. I have a portfolo of 3 mutual funds in a Traditional IRA and another Roth IRA with 3 similar funds. All are Agressive Growth funds, with a small amount in a balenced fund. I am 34, have about 3 years to go. Total assets is about 60K. I have a hands off advisor who is not watching my stuff. What are the best moves I should make? Out of mutual funds to SP500 Index funds, Overseas funds?, What about EFTs, or SPYdrs? Bonds vs Bond funds? What % weighting should it be if i move? Do I do this myself or get another advisor? Is the total value too small to have any choices? What about induvidual stocks? Comments please.
Sorry 30 years to go till retirement.


Question posted courtesy of: Nellie

petefeng asked:

Several questions about investing the mutual fund

1. Is it good idea to invest all your money with just one fund manager but in different fund categories?

2. Which is the better way to invest mutual fund? Through your commercial bank or brokerage firm (e.g. Etrade) or directly through the mutual fund company?

3. Does the commercial bank charge transaction fee while you transferring certain amount of money regularly out of your checking account to your investment account in brokerage firm or mutual fund companies?
For the first question, I mean put all the money into one mutual fund company(e.g. Fidelity) but allocate into different fund category (e.g. some in internatioal some in index fund)


Question posted courtesy of: Gloria

BHARAT P asked:

World Mutual Fund Investor if you’ve got money in a natural resource or an energy-related mutual fund. Which you have ivested and benefited.

The reasons for asking this question is because we have 2 funds by same owner Reliance

1. Reliance diviersifed power Mutual fund
and
2. Reliance Natural resources fund

pl guide which fund to invest , Kindly share your expreinced if you have invested in both mutual fund as they have come out with new theme


Question posted courtesy of: Mario

jordann2 asked:

in the cipf it says that if the brokerage is holding the mutual fund for the customer and they go bankrupt then I am insured, but if the mutual fund is being held by the issuer of the mutual fund themselves then its not property of the brokerage and there is no cipf insurance. So on etrade when u buy mutual funds do they hold it for u or are u deal directly with the issuer? ALso if you deal direct with issuer does that mean its more dangerous since there is no protection? thanks let me know any help appreciated


Question posted courtesy of: Bradley

icyblue1986 asked:

I currently have a well deversified set of mutual fund investments in various “safe” funds. I am looking to move some cash assets into a higher risk, high return mutual funds, as a part of a 5-10 year investment plan. Any recommendations? I have considered china funds, asia funds, russia funds etc, any specifics. Any prospects that look to be up and coming sectors?


Question posted courtesy of: Tracy

Babygirl asked:

Below is what my employer has for our Mutual 401k. I contribute 10% to it which is then distributed throughout the different funds. are thses good funds? should i contribute more to one then the other? just wondering othere people expertice

Funds Aggressive Moderate Conservative
BLACKROCK S & P 500 INDEX FUND- 9%
HOTCHKIS AND WILEY LARGE CAP VALUE-9%
RS PARTNERS FUND - 18%
ING INTERNATIONAL VALUE FUND-24%
PIMCO TOTAL RETURN FUND-20%
INTEREST INCOME FUND-20%
im 21 so im looking for the long run
can u identify what each fund is International, domestic ,stock , bonds ects…


Question posted courtesy of: Laura

eddy8901 asked:

I am 18 years of age and i have about 45K in stocks in my name from an inheritance (i jut bought my new car by selling some other Stock i had GM and Wal Mart to be specific) I have no debt to pay off and my grand Pa is paying for my college next year so i have no big payments to make any time soon, so I want to invest in a mutual fund but i am a little hesitant with what i have been reading online about mutual funds and these rumors of a “recession” swirling about, on a good day in my “portfolio” i have 20k in Southern CO. (the regional electric company in the south) 15k in Bristol Meyers Squibb co. and about 5 or 6k in Qwest, and bits and pieces in other companies that aren’t doing much, and after all my bills are paid off by the end of the month (gas cell and insurance) and after i put some in my savings i have about 200 dollars left over to invest with, so with that information given can anyone give me advise on what i sould do? who to invest with? thanks for helping!
oh yeah i have all but bristol meyers in dividend reinvest… Southern CO. has a super high dividend i get like $208 dividend checks but i put it in reivest dividend two months ago


Question posted courtesy of: Gail

mahathy_nemalikanti asked:

What is the Significance of Absolute % return and Compounded Annualised % return in the selection of a scheme of a Mutual Fund???


Question posted courtesy of: Alice

batman253 asked:

I looking to invest in a mutual fund through my online brokerage account.

Maybe I am looking at this from a stock prospective-
Question: If you have two mutual funds-
1. Mutual Fund #1 has a NAV of 20; is currently producing at a 30 percent rate of return.
2. Mutual fund #2 has a NAV of 10; is currently producing at 15 percent rate of return.

Which one is the better buy and why? Is it a wash?

Thanks.


Question posted courtesy of: Rhonda

Trying asked:

What happens when the reinvesting causes a loss?
This could lead to some stockholders second guessing their investment.

What would change the way an investment is viewed if interest rates increase, especially the Prime interest rate?


Question posted courtesy of: Brian