401K Financial Planning

petefeng asked:

Several questions about investing the mutual fund

1. Is it good idea to invest all your money with just one fund manager but in different fund categories?

2. Which is the better way to invest mutual fund? Through your commercial bank or brokerage firm (e.g. Etrade) or directly through the mutual fund company?

3. Does the commercial bank charge transaction fee while you transferring certain amount of money regularly out of your checking account to your investment account in brokerage firm or mutual fund companies?
For the first question, I mean put all the money into one mutual fund company(e.g. Fidelity) but allocate into different fund category (e.g. some in internatioal some in index fund)


Question posted courtesy of: Gloria