401K Financial Planning

kuoll asked:


Hi, how long a beneficiary has to wait after the death of the 401k policy holder? i have it setup as my spouse but i am curious if i die, how long she has to wait to get the benefits?

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Jeff B asked:


I just got a new job and am planning on giving my two weeks notice any day now. Our employer 401k match is distributed annually and will probably be distributed later this month. I am otherwise fully vested.

My question is, What happens if I leave before that match is distributed? Since it is based on each paycheck, will I still get the match? Or can they say “you weren’t here during the distribution so you get nothing.”

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jojo asked:


I still have a $27000 stock lost from the past 8 years and I’m planing to take out $27000 from my 401k.
The question is: Can these two cancel out to each other and I don’t have to pay any tax on the money? or do I still have to pay?
I know I still have to pay the 10% penalty.

Pay Loan

asked:


Since I have been out of college and have a real job now I have been very interested in the stock market, investing, 401k, etc. The problem is that I feel overwhelmed. I would like to be a little more aggressive but it’s never going to happen if I don’t feel comfortable and I won’t feel comfortable until I am more educated on the subject.

Could anyone point me in the right direction? Are there college classes to take? What’s the dealio?

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asked:


I would like to know is it necessary to start a seperate 401k for a parent company and for its subsidiaries? And how do I find out how much money is needed to start a 401k?

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