401K Financial Planning

Maggie2367 asked:


I’m planning on helping at the retirement homes, with a few friends. We’re younger, and the school counselor is planning on helping us. Does anyone have any suggestions on what we could do to help?

Thanks!

Consolidating Debt

momofkings asked:


I’m a homeschooling mom of 7. Our budget is very tight and with the recent gas prices driving up the cost of living, we’re really struggling. I’d like to get training as a medical transcriptionist so that I can work from home, around my schedule. I do have a job lined up after I get training.

In order to pay for school, we’d have to cash in my husband’s retirement plan from an old job. There’s not a lot in it, but just enough to pay for the school and buy me a new computer and desk to set up a home office away from the kids. Do you think this is a good decision? We really don’t have the money for a loan.
We usually get a ton of money back from the IRS since we have so many kids, so I’m not worried about oweing in April.

Lumbar Support Belts

Troy asked:


I have an E*Trade savings account getting 3.3% interest, but that is not gaining much. I want to start a retirement account that will have maximum earnings but will allow me to remove funds before the retirement age of 65 without penalties. Thanks in advance for any suggestions.

Auto Loan Rate

sioux_chetan asked:


CA is one of 6 states that fully taxes federal retirement. Are there any loopholes or tax shelters to save my federal (military) retirement? Perhaps there is a way to maintain another state’s residency while living in California.

Auto Loan For Bad Credit